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Personal accident life insurance is a very important form of financial protection, especially in this modern era where the risk of accidents can occur anytime and anywhere. This type of insurance provides reimbursement benefits for medical costs and can also provide sum assured for risks such as disability or death due to accidents. . In Indonesia, there are various personal accident insurance products that offer comprehensive protection, including 24-hour protection worldwide, compensation for losses due to accidents, and also protection against permanent disability, both partial and full body. Some insurance policies also exclude certain risks such as accidents that occur during war, suicide, or accidents that occur when the insured is under the influence of alcohol or illegal drugs. . It is important to understand the details of the policy and choose the insurance that best suits your needs and lifestyle, remembering that factors such as work and daily activities can affect insurance prem
