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Investment insurance is an insurance product that combines protection and investment benefits. With investment insurance, you can protect yourself and your family from unexpected financial risks, while investing for the future. Protection benefits The benefits of investment insurance protection are the same as the benefits of life insurance protection in general, namely: • Death benefit • Permanent disability benefits • Critical illness benefits • Additional insurance benefits (rider) Investment benefits The benefits of investing in investment insurance come from the results of investments made by the insurance company with funds paid by the policy holder. These investment funds are placed in various investment instruments, such as mutual funds, shares or bonds. How investment insurance works Policy holders pay investment insurance premiums periodically. This premium consists of two components, namely insurance premiums and investment premiums. Insurance premiums are used to c
