• Synergy between government and commercial services • Development challenges and priorities • Making financial and non-financial services seamless and innovative Moderator: Elvira Nabiullina, Bank of Russia Speakers: • Dmitry Grigorenko, Government of the Russian Federation • Herman Gref, Sber • Andrey Kostin, VTB Bank • Yury Maksimov, Cyberus • Vahe Ovasapyan, Ozon Fintech
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