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🎯 Загружено автоматически через бота: 🚫 Оригинал видео: 📺 Данное видео принадлежит каналу «CNBC Television» (@CNBCtelevision). Оно представлено в нашем сообществе исключительно в информационных, научных, образовательных или культурных целях. Наше сообщество не утверждает никаких прав на данное видео. Пожалуйста, поддержите автора, посетив его оригинальный канал. ✉️ Если у вас есть претензии к авторским правам на данное видео, пожалуйста, свяжитесь с нами по почте support@, и мы немедленно удалим его. 📃 Оригинальное описание: CNBC's Diana Olick reports the latest mortgage applications data. As some states reopen from the nationwide coronavirus shutdown and open houses reemerge, buyers are coming back to the housing market much faster than expected. Buyer demand kept mortgage application in the positive last week, up 0.3% compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. Applications to purchase a home rose for the fourth straight week, jumping a decisive 11%. They were still 10% lower compared with the same week one year ago but that annual loss has been shrinking markedly. Last week, purchase volume was down 19% annually, and one month ago it was down 35%. ″“There continues to be a stark recovery in purchase applications, as most large states saw increases in activity last week,” said MBA economist Joel Kan. “We expect this positive purchase trend to continue — at varying rates across the country — as states gradually loosen social distancing measures, and some of the pent-up demand for housing returns in what is typically the final weeks of the spring homebuying season.” In the 10 largest states in MBA’s survey, New York led the purchase demand with a 14% jump in those applications. Illinois, Florida, Georgia, California and North Carolina also had double-digit increases last week. Low mortgage rates are certainly buoying demand. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances of up to $510,400 increased from a record low % to %. Points, including the origination fee, decreased to from for loans with a 20% down payment. At an open house in Atlanta last weekend, about a dozen potential buyers, mostly masked, came through the six-bedroom home in two hours. Mike and Anna Elmers said they were well aware that mortgage rates had hit a record low the previous week. “It’s quite advantageous to pull the trigger right now to get a mortgage,” Mike Elmers said. Applications to refinance a home loan have been falling for four straight weeks and dropped another 3% last week. They were still 201% higher than a year ago, when interest rates were nearly a full percentage point higher. Lenders already overloaded with demand are not offering the lowest rates on refinances and also are facing higher risk due to the government’s coronavirus mortgage bailout program. The refinance share of mortgage activity decreased to 67% of total applications from 70% the previous week. For access to live and exclusive video from CNBC subscribe to CNBC PRO: » Subscribe to CNBC TV: » Subscribe to CNBC: » Subscribe to CNBC Classic: Turn to CNBC TV for the latest stock market news and analysis. From market futures to live price updates CNBC is the leader in business news worldwide. Connect with CNBC News Online Get the latest news: Follow CNBC on LinkedIn: Follow CNBC News on Facebook: Follow CNBC News on Twitter: Follow CNBC News on Instagram: #CNBC #CNBC TV
