• To stimulate or to regulate? • From theory to practice: solutions for businesses, opportunities for public agencies • Electronic data exchange: balancing costs and quality Moderator: Mikhail Balakin, Bank of Russia Speakers: • Svetlana Bova, VTB Bank • Alexey Bondarenko, Gazprombank • Mikhail Veselov, Fund “The Center of Innovations“ • Petr Dneprovskii, Sber • Sergey Klimenko, Association of Banks of Russia
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