• Progress so far and the current situation • Challenges and opportunities • What’s next: competition or cooperation? Moderator: German Zubarev, Bank of Russia Speakers: • Sergey Bezbogov, VTB Bank • Dmitry Zauers, Gazprombank • Ilya Massukh, ICT Competence center • Kirill Menshov, Sber • Viacheslav Tsyganov, T-Bank
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