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🎯 Загружено автоматически через бота: 🚫 Оригинал видео: 📺 Данное видео принадлежит каналу «CNBC Television» (@CNBCtelevision). Оно представлено в нашем сообществе исключительно в информационных, научных, образовательных или культурных целях. Наше сообщество не утверждает никаких прав на данное видео. Пожалуйста, поддержите автора, посетив его оригинальный канал. ✉️ Если у вас есть претензии к авторским правам на данное видео, пожалуйста, свяжитесь с нами по почте support@, и мы немедленно удалим его. 📃 Оригинальное описание: Despite another interest rate drop, demand for refinancing and purchasing mortgages fell last week, with total mortgage application volume down 4.8% from the previous week, according to the Mortgage Bankers Association. CNBC’s Diana Olick reports. For access to live and exclusive video from CNBC subscribe to CNBC PRO: Despite another interest rate drop, demand for refinancing and purchasing mortgages fell last week, with total mortgage application volume down 4.8% from the previous week, according to the Mortgage Bankers Association. Record-low mortgage rates are apparently not as impressive as they used to be, likely because rates have been so low for so long. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances of up to $510,400 decreased to % from % last week, while points, including origination fee, increased to from for loans with a 20% down payment. That is the lowest in the 30-year history of the MBA survey. The rate was right around 4% one year ago. Applications to refinance a home loan, which are usually sensitive to weekly rate moves, still fell 7% for the week, although they were still 52% higher compared with a year ago, according to the seasonally adjusted index. “There are indications that refinance rates are not decreasing to the same extent as rates for home purchase loans, and that could explain last week’s decline in refinances,” said Joel Kan, an MBA economist. “Many lenders are still operating at full capacity and working through operational challenges, ultimately limiting the number of applications they are able to accept.” Mortgage applications to purchase a home fell 2% for the week and were 22% higher than a ago. That is a slightly smaller annual gain than the previous week. Demand for housing has been incredibly strong in recent months, as pent-up demand from the pandemic-struck spring combined with a resulting desire for larger suburban homes. There is far less supply, however, than demand, and that is lighting a fire under home prices, which are surging by double digits in some markets. Most of the sales activity is now on the higher end of the market, where there is more supply. “Even as pent-up demand from earlier in the year wanes, there continues to be action in the higher price tiers, with the average loan balance remaining close to an all-time survey high,” added Kan. » Subscribe to CNBC TV: » Subscribe to CNBC: » Subscribe to CNBC Classic: Turn to CNBC TV for the latest stock market news and analysis. From market futures to live price updates CNBC is the leader in business news worldwide. The News with Shepard Smith is CNBC’s daily news podcast providing deep, non-partisan coverage and perspective on the day’s most important stories. Available to listen by 8:30pm ET / 5:30pm PT daily beginning September 30: Connect with CNBC News Online Get the latest news: Follow CNBC on LinkedIn: Follow CNBC News on Facebook: Follow CNBC News on Twitter: Follow CNBC News on Instagram: For info on the best credit cards go to CNBC Select: #CNBC #CNBCTV
