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Group health insurance is a type of health insurance provided by employers to their employees. This is a popular form of employee benefit, and can help attract and retain quality employees. There are two main types of group health insurance: 1. Fully employer-funded health insurance: In this type of plan, the employer pays the entire premium for the employee's coverage. This is the most cost-effective option for the employee, but also gives the employer the most control over the plan. 2. Employer-subsidized health insurance: In this type of plan, the employer and employee share the cost of the premium. This can be a more affordable option for employers, but also means employees will have fewer choices when it comes to their coverage. Group health insurance can provide a variety of benefits, including: 1. Inpatient treatment. 2. Outpatient treatment. 3. Mental health services. 4. Prescription medication. 5. Vision care. 6. Dental care. 7. Preventive health services.
