Short-term life insurance or ekawarsa is an insurance program designed to provide financial protection to heirs in the event of the death of the insurance participant. This program is usually offered by insurance companies as part of employee benefits, with a contract term that is usually one year long and can be renewed. The main benefit of short-term life insurance is the payment of the insured amount to the designated heir if the participant dies during the contract period. This provides financial security for participants' families and helps reduce the economic burden that may arise from loss of income. In addition, some short-term life insurance programs also offer additional protection such as total or partial permanent disability due to accidents, as well as other benefits that can be tailored to the specific needs of the company or institution. Thus, short-term life insurance has become a popular choice among companies to provide protection to their employees. This insurance is s
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