In the film, Donald Duck is portrayed as an everyman who has just received his weekly pay. He is met by two physical manifestations of his personality — the classic “good angel on one shoulder, bad devil on the other shoulder“ dilemma common to cartoons of the time — identified as the “thrifty saver“ and the “spendthrift.“ The “good duck“ appears as a slightly elderly duck with a Scottish accent who wears a kilt and Scottish cap and urges Donald to be thrifty with his money so he can be sure to pay his tax
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